How long for budgeting loan decision

In order to claim a Budgeting Advance you will need to contact your local Jobcentre Plus to apply. You have to give your national insurance number. You will need to also provide details of who else lives with you partner and children if any and details of savings and any current debt payments.

Your application is treated as made on the day it is received by the DWP. If your application was incomplete and you comply with a request for additional information, your application is treated as made on the day it was originally received.

If you would like to tell us more please visit our contact page. You must pay back what you borrow within 2 years. A fixed amount is taken out of your benefits until the loan has been repaid. Ask for a review if a budgeting loan is refused. To do this, you must: apply in writing apply within 28 days of the date the decision was given explain clearly the reasons why you think the decision was unfair. Alternatives to budgeting loans. Other pages in in a crisis Cash in a crisis Budgeting loans Find free or cheap furniture See all money advice topics.

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In order to be eligible, there are certain exemptions on what you will be able to spend the money on. A budgeting loan will only be approved if what you are planning on spending it on is deemed as an essential cost. This could be anyone of the following:. Your claim will not be approved if you are deemed to be spending it on non-essential or luxury items or services. For more information about how a budgeting loan could help you, contact the budgeting loan contact number on To apply you will need to download and fill in a budgeting loan application form, also known as claim form SF , and return to your regional benefit centre for free as outlined below:.

Your application will typically take up to 15 days to process. If you are able to include your mobile number on your application you will be able to receive updates on the progress of your claim. You can also call the budgeting loan number to receive an update from the customer service team.

Alternatively, you may wish to drop in your completed form to your local job centre, however this may take a lot longer to process. If you are unable to download and print off the form from the website, then you can call the number for budgeting loans on this page and they will be able to post one out to you. If you have any questions about your current application, then you can call however please leave at least 15 days before the start of your claim before contacting the helpline.

The review process is quick and simple, and should take no longer than 21 days. We will not reply to your feedback. Don't include any personal or financial information, for example National Insurance, credit card numbers, or phone numbers. The nidirect privacy notice applies to any information you send on this feedback form.

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